This type of specialist insurance covers your motorhome in a similar way to your car insurance covering your car when you are driving or when it is parked. A comprehensive motorhome insurance policy will cover you, your vehicle and any passengers for such events as theft, traffic and other accidents, and damage caused by fire, break-ins and other events.
Types of insurance for your motorhome
The highest level of cover is provided by a comprehensive insurance policy. The lowest level is third party only (TPO), or you could opt for third party theft and fire (TPTF) insurance for your motorhome.
It is essential to compare the different policies on offer and make sure they meet your personal requirements. Your needs will include what you want covering and how much financial protection you need. You should also consider where you want to go in your motorhome and ensure that you are covered for driving abroad if this is something you are likely to do.
Other things that motorhome insurance might include
Some elements of cover that you require may come as standard with your policy or you may be able to buy add-ons to enhance your insurance. This could include cover for personal belongings kept in your motorhome, awning cover, or windscreen cover